Terms of Use

Terms of Use - Brass Mortgages
Last updated: November 2025

Welcome to Brass Mortgages, operating under Breezeful Inc. (FSRA #13470). By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please discontinue use of the site.

General Information Only

All content on this website is for informational and educational purposes only and does not constitute:

Mortgage approval
Financial advice
Legal advice
A commitment to lend

Mortgage approvals are subject to lender qualifications, creditworthiness, and regulatory requirements.

Accuracy of Information

We strive to provide accurate and current information; however:

Rates, guidelines, and mortgage products may change without notice
Errors or omissions may occur

We make no guarantee that the content is free from inaccuracies.

No Client Relationship Created

Submitting a form, sending an email, or booking a consultation does not create a client–agent relationship.
A formal relationship is established only after completing required disclosures, consents, and agreements through Breezeful Inc.

Use of Website & Prohibited Conduct

You agree not to:

Misuse or disrupt the website
Attempt to access areas not intended for public use
Upload harmful, false, or misleading information

Unauthorized use of this website may result in legal action.

Third-Party Tools & Links

Our website uses third-party tools, including:

Wix Forms
Calendly

We are not responsible for the availability, content, or policies of external sites linked on our website.

Intellectual Property

All text, branding, design, and content on this website are the property of Brass Mortgages and may not be reproduced without written permission.

Limitation of Liability

Brass Mortgages and Breezeful Inc. are not liable for:

Damages arising from reliance on website content
Technical issues, downtime, or errors
Losses resulting from use or misuse of the website

Use this website at your own discretion and risk.

Governing Law

These Terms of Use are governed by the laws of the Province of Ontario and applicable federal laws of Canada.

Contact Information

For questions regarding these Terms, please contact:

Email: nivbass@brassmortgages.ca
Phone: 647-785-7937