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YOUR
MORTGAGE,
MADE SIMPLE

Discover the perfect mortgage solution to fit your financial needs with Brass Mortgages. Our team is dedicated to guiding you through the mortgage process with personalized services and tailored advice.

Our Promise

Brass Mortgages was built on a simple promise: expert mortgage guidance with your goals at the centre. We combine deep financial knowledge with genuine care to help you make smart, confident decisions about your future. That's because great mortgage advice should always feel personal, honest, and empowering.

Our Services

Smart Mortgage Solutions For Every Situation

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FIRST TIME HOME BUYERS

We’ll walk you through the buying process step-by-step, help you understand your true affordability, and secure a pre-approval that positions you confidently in the market.

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REFINANCING &
DEBT CONSOLIDATION

Whether you’re tackling high-interest debt, planning renovations, or looking to free up monthly cash flow, we’ll evaluate your equity and structure a refinancing plan that works smarter for you.

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INVESTMENT &
RENTAL PROPERTIES

From your first rental unit to a growing portfolio, we’ll help you strategize financing that aligns with your investment goals and long-term wealth plan.

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SELF EMPLOYED & 
BUSINESS OWNERS

Banks don’t always understand business income. We work with lenders that specialize in self employed mortgage approvals, ensuring you get access to the best rates without the hassle.

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SUBPRIME &
PRIVATE MORTGAGES

Facing credit challenges or unique income situations? We specialize in private mortgage financing for bad credit, self-employed, and non-traditional borrowers, helping clients who don’t qualify with big banks.

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COMMERCIAL MORTGAGES

Need funding for your commercial property? We structure loans for office spaces and development projects, connecting you with top mortgage lenders Canada. Let's elevate your investment!

OUR 3 STEP PROCESS

Analysis

CONSULTATION

Every great mortgage begins with a conversation. In our initial consultation, we take the time to understand your goals, financial situation, and long-term plans. This is where we listen, answer your questions, and outline the path forward.

01

House
Consultation

ANALYSIS

02

Once we understand your needs, we conduct a thorough analysis of your options. We review rates, lender programs, and product structures across our network to identify the solutions that truly serve your best interests.

RECOMMENDATION

03

After completing our analysis, we present a clear and personalized recommendation. This is where we walk you through the best mortgage options for your situation, explain the features and benefits, and ensure you feel confident in the choice that aligns with your goals.

Book Your FREE Consultation Today! 

Taking the first step toward your mortgage goals starts with a simple conversation. Book your free, no-commitment discovery consultation today to start planning your tomorrow and let’s make your homeownership journey clear, calculated, and confident.

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Opening the books...

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Operated by Niv Bass, Mortgage Agent Level 1 (Lic. M25002527)
Services provided through Breezeful Inc., FSRA #13470 — Ontario

Information on this website is for general purposes only and does not constitute mortgage or financial advice. Approvals and rates are subject to change without notice and depend on lender guidelines and borrower qualifications. OAC. E&OE.

NivBass@BrassMortgages.ca​

647-785-7937​

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